Warren Buffet one of the world’s most succeeful investors said“Diversification is a protection against ignorance, [It] makes very little sense for those who know what they’re doing.” You can’t watch a nightly TV program or read and financial publication without hearing somebody talk about diversifying your portfolio. A huge impact of the shrinking world we live in – globalization – and the almost invisible international market correlation, a traditional portfolio of “stocks and bonds” offers liltte in terms of safety for investors when, not if, markets retract and decline.  An All Seasons Portfolio expands that horizon of asset clases to ensure safety pr priincal AND upasideopporutnity.