Long Term Care

The reality that that you or your spouse will require long-term care is a reality that needs to be addressed as part of any retirement plan. Sadly, all too often people just seem to hope for the best. A recent article in the Wall Street Journal says that anyone 65 and older, the odds are not in your favor. Statistics show 70{fddc94492d6c52784c12d4f1e977a44f5436bc9e7de3fc42b9dfd85632c390f1} of those who reach 65 will need long-term care. With long-term care costing as much as $250 a day, it doesn’t take long to completely deplete a lifetime of savings

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